![Download our free app to strengthen your mobile. AT&T Active Armor. Learn more Download our free app to strengthen your mobile. AT&T Active Armor. Learn more](https://sprcdn-assets.sprinklr.com/485/ecb24875-f299-428d-9e6e-43ff054664aa-1653107515.png)
New Member
•
6 Messages
Denied Service
I have never had a phone service under my name. I’ve had 3 jobs. Right now I work at Walmart 14 dollars an hour been there a month. My credit score is 7200 basically and I’m 19 years old. I only have one credit card and was denied service without explanation by the fraud people. Why was I denied service?
skeeterintexas
ACE - Expert
•
28K Messages
1 year ago
I think you meant 720.
0
0
Lulu2021
New Member
•
6 Messages
1 year ago
Yeah I typed it too quickly it’s a typo
0
0
JefferMC
ACE - Expert
•
36K Messages
1 year ago
Were you asked a series of weird questions about where you lived, attended school, etc. by the credit evaluators? One of your answers may not have matched what they were expecting. Some of those questions are trick questions and you need to answer "none of the above."
(edited)
0
0
Lulu2021
New Member
•
6 Messages
1 year ago
Nope they didn’t even ask me questions just denied me without reason saying they can’t tell me
0
0
JefferMC
ACE - Expert
•
36K Messages
1 year ago
Oh, no... they absolutely HAVE to tell you why you're denied credit.
See https://www.consumerfinance.gov/rules-policy/regulations/1002/interp-9/#9-a-1-Interp-1
0
0
skeeterintexas
ACE - Expert
•
28K Messages
1 year ago
In addition to a FICO score, AT&T uses an “internal credit score”….at least that’s what other customers have reported. Unfortunately, AT&T has not been forthcoming about how they determine credit worthiness outside of the regular channels.
Was it your age? Was it your salary? Was it your limited credit experience?
ETA: Good find @JefferMC Apparently these “internal scores” are referred to as a “judgemental system”. But yes, one can request an explanation even though it might be generic.
(edited)
0
0
ATTHelp
Community Support
•
232.9K Messages
1 year ago
Hello @Lulu2021, this is not the experience we want you to have getting a new phone plan with AT&T.
Please reach out to Global Fraud Management at 877.844.5584 to find out why your application was denied.
Thank you for reaching out to AT&T Community Forums.
Diajhanae, AT&T Community Specialist
0
0
Lulu2021
New Member
•
6 Messages
1 year ago
I called and they just said no one can tell me unless we are in store and someone there can tell me why
0
0
Lulu2021
New Member
•
6 Messages
1 year ago
They even said they can redirect me to anyone that would be able to
0
0
Lulu2021
New Member
•
6 Messages
1 year ago
Att just sounds like bull crap at this point
0
0