Want to upgrade, but still have payments left

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@natisaway wrote:

My account is a pay by month which is roughly about $80 for fees along with data roaming. I want to look into getting a newer IPhone but don’t know if I can trade in my old phone to put towards my newer one, considering I’ve paid 24/30 installments of my old one. The installments themselves are around $22. I don’t believe I’m on ATT Next plan and was wondering if I could trade in even with installments lingering.

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You're definitely on a Next plan; that's what the installment plan is called. 

Look on eBay or Swappa and see how much phones like your current one are going for. You only have to pay $132 to pay the remaining installments, so that's the maximum you'll get from AT&T for an upgrade. If you can sell it for even a few dollars more, you could pay it off and sell it yourself. 

@natisaway

Your only credit for returning a NEXT installment phone early is the remaining installments.  

Most iPhones are worth more if you sell them.  ATT trade in credit is usually about 1/2 their actual resale value.